About
Hi! My name is Selena, creator of UsableCash.com
I am a wife, mother and a computer programmer. In 2003, I checked my bank balance ($35) and went shopping at the local Target. I only spent $16. Later that day, to my surprise, my account was overdrawn, all because of a forgotten automatic withdrawal. My 'shopping spree' ended up costing $40 extra in merchant and overdraft fees. I was frustrated!
I was determined to find a better way to keep track of automatic withdrawals & deposits coming and going from my account, but couldn't find anything. That is when I developed UsableCash.com! Since that day, nearly 20 years ago, my bank account has not once become overdrawn! Even better, all my bills paid on time, I got out of debt, which increased my credit score ! WIN-WIN-WIN!
UsableCash.com also allowed me to forecast future expenses, such as a new car and a cross country road trip. It also gave me the ability to save for things like new tires, instead of charging my credit card. BONUS!
UsableCash.com has helped many of my family and friends live beyond paycheck-to-paycheck, pay bills on time, avoid overdraft fees, get out of debt and visualize their financial future. It's a different way of budgeting, and it's actually FUN!
Once you set up your personal UsableCash.com account, it runs like a well-oiled machine and you’ll wonder how you ever lived with out it! I hope it helps you as much as it’s helped me, and so many others!